UMUC Financial Aid

The University of Maryland University College (UMUC) offers a variety of financial aid options to help students pay for their education. These options include:

• Grants
• Scholarships
• Loans
• Work-study

Grants

Grants are free money that you don't have to repay. UMUC offers a variety of grants, including:

• Federal Pell Grant: This grant is available to undergraduate students who demonstrate financial need. The amount of the grant is based on your Expected Family Contribution (EFC).
• Federal Supplemental Educational Opportunity Grant (FSEOG): This grant is available to undergraduate students with exceptional financial need. The amount of the grant is limited and is awarded on a first-come, first-served basis.
• State Grants: Some states offer grants to students who attend college in their state. You can check with your state's higher education agency to see if you qualify for any state grants.
• UMUC Grants: UMUC offers a variety of grants to students, including the UMUC Presidential Scholarship and the UMUC Alumni Scholarship.

Scholarships

Scholarships are free money that you don't have to repay, and are awarded based on academic merit, community involvement, or other criteria. UMUC offers a variety of scholarships, including:

• Academic Scholarships: These scholarships are awarded to students with high GPAs or standardized test scores.
• Military Scholarships: UMUC offers scholarships to active-duty military personnel, veterans, and their dependents.
• External Scholarships: There are many external scholarships available to students, such as those offered by private organizations, corporations, and foundations. You can search for scholarships online using a scholarship search engine.

Loans

Loans are money that you must repay with interest. UMUC offers a variety of loans, including:

• Federal Direct Loans: These loans are provided by the U.S. Department of Education. There are two types of federal direct loans: subsidized and unsubsidized.
• Private Loans: These loans are provided by private lenders, such as banks and credit unions. Private loans typically have higher interest rates than federal loans.

Work-Study

Work-study is a federal program that provides part-time jobs to students who demonstrate financial need. You can work-study on campus or off campus. The amount of work-study you can earn is limited.

How to Apply for Financial Aid

To apply for financial aid at UMUC, you must complete the following steps:

1. Complete the Free Application for Federal Student Aid (FAFSA): The FAFSA is used to determine your eligibility for federal student aid. You can complete the FAFSA online at fafsa.gov.
2. Complete the UMUC Financial Aid Application: The UMUC Financial Aid Application is used to determine your eligibility for UMUC scholarships and grants.
3. Submit all required documentation: You will need to provide UMUC with supporting documentation, such as your tax returns and your Social Security number.

Financial Aid Deadlines

The financial aid deadlines vary depending on the type of aid you are applying for. You can find the deadlines for each type of aid on the UMUC website.

Contact UMUC Financial Aid

If you have any questions about financial aid at UMUC, you can contact the UMUC Financial Aid Office by phone, email, or in person.

• Phone: 1-800-888-UMUC (8682)
• Email: [email protected]
• In Person: Visit the UMUC Financial Aid Office at the UMUC campus in Adelphi, Maryland.

Additional Resources

The following resources can help you learn more about financial aid at UMUC:

• UMUC Financial Aid Website: https://www.umuc.edu/financial-aid/
• Federal Student Aid Website: https://studentaid.gov/