Healthcare.gov Open Enrollment: Everything You Need to Know

Open enrollment for health insurance through Healthcare.gov is the annual period when you can sign up for or change your health insurance plan. It typically runs from November 1st to January 15th each year. During open enrollment, you can:

• Enroll in a health insurance plan for the first time
• Change your existing health insurance plan
• Renew your existing health insurance plan

Who is eligible for Healthcare.gov?

You may be eligible for Healthcare.gov if you:

• Are a U.S. citizen or national
• Are a lawful permanent resident
• Are living in the United States
• Meet certain income requirements

If you are unsure whether you are eligible, you can visit Healthcare.gov or contact the Marketplace Call Center at 1-800-318-2596.

How to enroll in a plan through Healthcare.gov

To enroll in a health insurance plan through Healthcare.gov, you will need to:

1. Create an account on Healthcare.gov. You will need to provide your personal information, such as your name, address, and Social Security number.
2. Answer a few questions about your situation. This will help determine your eligibility for financial assistance and find plans that meet your needs.
3. Compare plans and prices. You can use the Marketplace website or a certified agent to compare plans and prices.
4. Select a plan. Once you have chosen a plan, you can enroll online or by phone.

Important things to know about open enrollment

• Deadlines. The open enrollment period typically runs from November 1st to January 15th. However, you may have a special enrollment period if you experience a qualifying life event, such as getting married or losing your job.
• Financial assistance. You may be eligible for financial assistance to help pay for your health insurance premiums. This assistance is based on your income and family size.
• Coverage start date. Your health insurance coverage will typically begin on the first day of the month after you enroll.
• Changes to your plan. You may be able to make changes to your health insurance plan during open enrollment. However, you may need to pay a fee for making certain changes.

Resources for finding more information

• Healthcare.gov website: This is the official website of the Health Insurance Marketplace. You can find information about open enrollment, eligibility, financial assistance, and more.
• Marketplace Call Center: You can call the Marketplace Call Center at 1-800-318-2596 to speak with a representative about your health insurance options.
• Certified agents: Certified agents can help you compare plans, enroll in a plan, and answer your questions about the Marketplace.

Open enrollment is a critical time to make sure you have the health insurance coverage you need. Take the time to learn about your options and make an informed decision about your health insurance coverage.