ERIE Term Life Insurance Reviews ( Update 2023)

ERIE term life insurance reviews – Since it has been in operation since 1925, Erie Insurance has a lot of experience with client satisfaction. The National Association of Insurance Commissioners reports that over the past three years, Erie Insurance has received significantly fewer complaints than anticipated. They are a more-than-suitable option for everyone who resides in Erie’s service area because of this, solid lineup of insurance policies, and no-exam possibilities. In this article, will give you detailed ERIE Term Life Insurance Reviews ( Update 2023).

What is Term life insurance?

What is Term life insurance?
What is Term life insurance?

Consider the following inquiries as you decide if term life insurance is the best option for you. Do you:

  • Want to help friends and family with the cost of funerals?
  • Own debt from credit cards or mortgages that might burden others?
  • Concerned about neglecting to pay payments, such as medical costs?
  • Have expenses for your home that you would expect others to cover?
  • Are you concerned that you don’t have life insurance at all?

A term life insurance plan from Erie Family Life may be the best option for you if you said “yes” to any of these inquiries. You get to decide how long you need it for and how much coverage you want when you purchase term insurance.

Evaluations of Erie Auto Insurance: Based on our examination of the entire market, we rate Erie Auto Insurance at 9.0 out of 10. Despite the provider’s conflicting evaluations, it can offer eastern and central area drivers reasonably affordable prices and a broad variety of coverage. If you live in one of the states that Erie serves, it is worthwhile to get a quotation online or directly from an Erie agent.

ERIE term life insurance reviews

ERIE term life insurance reviews
ERIE term life insurance reviews

Term life insurance plans provide short-term protection for a predetermined number of years. For five, ten, fifteen, twenty, or thirty years, Erie Insurance provides term life insurance.

During the term you choose, policy face amounts and premium payments won’t change. If you’d like, you can convert your term policy to a permanent one that offers coverage for the rest of your life. Regardless of your health, profession, or interests, convertible term policies let you switch from temporary coverage to permanent coverage.

You can be eligible for the company’s ERIExpress Life product if you’re under 55 years old. It offers an instant-issue term life policy with up to $500,000 in coverage.

You might be able to increase your coverage or even utilize your death benefit while you’re still living by adding several riders to your life insurance policy. Let’s examine some of the riders you might include with your life insurance plan via Erie Insurance.

ERIE term life insurance reviews – Rider for Guaranteed Insurability

You have the choice to get more insurance in the future with the assured insurability rider from Erie Insurance, even if your subsequent circumstances render you “uninsurable.” With this flexibility, you can raise your death benefit without providing any medical information. To purchase this rider, you must be 40 or younger, and not all plans have it.

Child Rider The children’s term insurance rider from Erie Insurance enables you to add a little amount of term insurance protection for your kids without getting them their own policy.

ERIE term life insurance reviews – Reduction of Premium

If you become disabled and unable to work, the waiver of premium rider enables you to maintain your whole, term, or universal life policy in good standing.

ERIE term life insurance reviews – Rider with Terminal Illness

If you are given a terminal disease diagnosis, Erie Insurance’s terminal illness expedited death benefit rider enables you to access the death benefit sooner. The terminal illness rider offered by Erie allows for the early use of half of the death benefit. The rider for terminal illnesses is provided without any additional upfront costs.

ERIE term life insurance reviews – Long-term Care Rider

A long-term care expedited death benefit rider can be purchased for an Erie universal or whole life insurance policy. In the event that you require long-term care, such as constant nursing or medical assistance for a longer period of time, this rider offers financial assistance. You have the option of receiving eligible care in your home or at a medical facility.

ERIE term life insurance reviews – Consumer Assistance

Call (800) 458-0811 for customer support Monday through Friday between 8 a.m. and 11:30 p.m. or on Saturday between 9 a.m. and 4:30 p.m. You must fill out an online form to request a quote, after which a local Erie agent will contact you with a price. In order to submit an insurance claim, you must also call. By dialing (800) 458-0811 and selecting option 3, you can contact Erie Family Life to submit a claim for a life insurance policy.


When we contacted Erie Life Insurance for particular rate quotations, their customer service was outstanding, and they generously shared a lot of knowledge. On their website, they even feature a calculator for insurance.